About Us
With over 100 5 Star Google Reviews, we love what we do. We are committed to offering a quality service that ensures the following:
- honest and friendly approach,
- frequent and prompt communication,
- act in your best interest to reach your goals.
There are many more reasons for why you should consider Next Step as your most trusted broker. We are here to offer you only solutions through accreditations with 30+ lenders.
It would be our greatest pleasure to help you reach your goal and offer solutions for your next big milestone.
Feel free to contact us online via Contact Us, email at john@neststepbroking.com.au or phone 0490 418 759.
Meet the Team
John
Principal Broker
With years of experience and customer successes, John Afendulis’ career as a mortgage broker stemmed from a rather personal story.
It all started when he was about to open his own gym, but fate had other plans. The whole world shut down. At a crossroad, John took a leap of faith and bought 2 properties during lockdown, plus worked on his own. This changed his career trajectory entirely. He was inspired to learn more, and entered mortgage broking as a profession. Not that John was any stranger to finance, given his previous background in economics.
Years later, John still upholds his original ethos. When it comes to approaching cases, he believes that taking the complexity out of finance, communicating effectively and being approachable are the pillars to achieving results and finding the right solutions.
Carol
Senior Credit Analyst & Policy Advisor
With 20+ years of experience in finance, Carol has a complete understanding of Prime and Non-Conforming lending, from the Pre-Assessment stage of an application, right through to Credit Assessment. Carol comes from a background in lending, holding a Diploma in Finance and Mortgage Brokering Management, and is accredited by the Mortgage and Finance Association of Australia (MFAA).
Her journey began when she was introduced to her first job in in finance by her soon-to-be husband, It was as quick as walking in and getting the job on the spot.
Though it was a great opportunity, the role was administrative and quickly began to feel dull. Scanning papers all day was not all Carol aspired to.
Mustering up the courage, she approached her manager and said she wanted to resign, as her role was too boring. But little did she know, this would be the decision that changed everything.
Following this, Carol was given the opportunity to analyse home loans. One thing led to the next and she found herself in brokering.
Aside from finance, Carol is a fond baker, passionate about creating sweet treats and decorating cakes.
FAQ
What is a mortgage broker?
Mortgage brokers connect borrowers (like yourself) with lenders (mortgage loan companies). We compare lenders for borrowers, so borrowers save time and effort by not having to find or weigh up their options themselves.
You tell us about your financial situation, and we will work hard to find you the best deal possible. We also negotiate to get you the best outcomes, and are here to help you with the loan application process.
Why choose a mortgage broker over a bank?
Going to a mortgage broker, rather than the bank directly, gives you a wider range of options when getting a loan.
This increases the probability you will find the best deal price-wise or to meet your objectives.
We also provide advice that is tailored to your personal needs, including for unique or difficult financial situations. This can save you lots of time and effort.
My financial situation is tough or unique. Can you help me?
Yes, we excel at helping these kinds of clients.
Do you charge upfront fees?
We do not charge any fees as we are compensated with commissions from lenders.
Do you only do mortgage broking?
We offer more than just mortgage broking. Our services include first-time home buying, property investing, loan refinancing, small business loans, commercial finance and personal loans.